Thanks for visiting. We are your source for real estate and home financing. We have home loan solutions for all credit scores and situations.
Use our website to find a home loan, home equity loan, commercial loan or private loan regardless of your credit score. Now is a great time to get a real estate loan. Whether you are looking for a residential mortgage, refinance or commercial mortgage we have options to help you. Even though the standards are tighter for home loans there are many options available.
Standard home purchase loan options include FHA, VA and conforming loans (usually through Fannie Mae and Freddie Mac).
FHA home loans are an excellent option for many home buyers because the credit requirements are generally reduced over conforming home loans. VA home loans are similar to FHA loans however they are restricted to current and former members of the armed forces (some exceptions apply). Conforming loans include everything that is not FHA or VA. Many home buyers use a standard conforming home mortgage however the credit requirements are usually more stringent.
Hard Money and Alternative Home Loans are the loan of last resort. These loans are available to those with less than perfect credit.
Commercial Real Estate Loans are generally designed for business purposes. Commercial loans vary in terms of qualifying factors. Commercial loans are often based on the property being purchased, the underlying income and the ability to cover monthly expenses with that income.
Home Loan Options With Bad Credit are limited however some options exist. Home buyers, investors and other purchasing real estate should consider hard money loans and alternative funding if they have less than perfect credit. There are many hard money programs available with softer credit requirements. Alternative funding can include secured loans and peer to peer lending which often have reduced credit requirements if any.